Tim is the founder and CEO of the Advisors at Cornerstone Financial, LLC.  He started the business 32 years ago out of the passion to serve others and to ensure that they would not have to suffer poverty as he did as a child.  He is a CERTIFIED FINANCIAL PLANNER™ and has an MBA in Finance, teaches Retirement Planning at Shippensburg University, and is fully licensed for insurance, investment, and advisory services. 

Tim is a music director at St John UCC and has served in various musical ensembles throughout the mid-state area.  He serves on the boards of Grove School of Business at Shippensburg University and Project Gros Mangles, a healthcare ministry in Haiti. 

Carla is our licensed office manager and enjoys working with each of our clients, knowing them on a deeper level. Before joining Cornerstone Financial she worked at M&T as a manager for seven years. She works diligently to assist client needs and assure that any questions and concerns are addressed. When Carla isn't helping clients, you can find her in the gym, running 5k's, baking or cooking, going to grandkids football or baseball games and visiting her family in Virginia. She lives in Fayetteville, PA with her husband, two dogs and 3 cats.